Gold Medal Services
Materetsky Financial Group offers comprehensive planning advice that seeks to answer all of your questions and provide you with a clear, step-by-step approach. We will analyze your current situation and through the five tenents of Financial Planning, help you reach your goals.
We specialize in these 5 areas:
Protection Planning
What event could involuntarily cause a financial catastrophe?
- Premature Death
- Disability
- The need for Long Term Care that is not planned for
- Insufficient home owners/auto insurance
- Health insurance/Medigap insurance that is not sufficient
Retirement Planning
- Help you establish traditional IRA, Roth IRA, Educational IRA, Simple IRA and all other retirement plans that you might be eligible for.
- Analysis of your income needs now and in the future
- Analysis of potential estate tax liabilities.
- Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
- Recommendations regarding the best distribution strategy for your employer retirement plans & IRAs
- Analysis of the beneficiaries of your IRAs
- Review the possibilities of converting to a Roth IRA
Tax Planning
- Comprehensive review of your tax return to highlight opportunities to help maximize tax reduction strategies
- Review of your tax situation and planning to incorporate any new tax law changes
- Free consultation with your tax preparer
- Recommendations of tax solutions including tax advantaged investments
- Staying up-to-date on and presenting new tax laws that can affect your situation
Estate Planning
- Analysis of your current estate plan and concerns
- Free consultation with your attorney
- Assistance in transferring assets to your Living Trust or other trusts
- Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
- Review of beneficiary designations and asset titling
- Review of your long-term care needs.
Investment Planning
- Reviewing your investments and designing a personalized portfolio appropriate to your needs
- Continual monitoring of your investments
- Frequent meetings to: review, evaluate your investment performance, update your financial objectives and if necessary, reallocate your portfolio
- Quarterly Statements
- Independent Advice
- Recommendations regarding allocations within your employer provided retirement plans such as 401(k)s
- Aggregation of all your accounts to simplify and reduce paperwork
We have knowledgeable Financial Advisors that will help in:
- Money Management
- Retirement Plans
- 401(k) Plans
- Money Purchasing Plans
- Profit Sharing Plans
- Estate Plans
- Tax Plans
- College Plans
- 403(b) Plans
Brief overview of the types of investments we offer:
- Mutual Funds
- Common Stock
- Treasury Bills
- Treasury Notes
- Bonds
- Government Securities
- Fixed and Variable Annuities
- Full Service Brokerage Accounts
- Insured & Non-Insured Defined Benefit Plans